Clay County, KY Fair Market Rent
2026 HUD Fair Market Rents for Clay County, KY. Population: 78,697. Median household income: $42,255/year.
Fair Market Rent by Bedroom Size
Studio$498/mo
1 Bedroom$600/mo
2 Bedroom$724/mo
3 Bedroom$892/mo
4 Bedroom$1,050/mo
Rent Affordability Analysis
Median Income
$42,255/yr
Affordable Rent (30% Rule)
$1,056/mo
Rent Burden
20.6%
Income Needed to Rent
| Unit Size | Monthly FMR | Annual Rent | Income Needed (30% Rule) |
|---|---|---|---|
| Studio | $498 | $5,976 | $19,920/yr |
| 1 Bedroom | $600 | $7,200 | $24,000/yr |
| 2 Bedroom | $724 | $8,688 | $28,960/yr |
| 3 Bedroom | $892 | $10,704 | $35,680/yr |
| 4 Bedroom | $1,050 | $12,600 | $42,000/yr |
Frequently Asked Questions
What is the fair market rent in Clay County, KY?
The 2026 HUD Fair Market Rent for a 2-bedroom in Clay County is $724/month. Studio: $498, 1BR: $600, 3BR: $892, 4BR: $1,050.
What is the rent burden in Clay County?
Rent burden in Clay County is 20.6% of median household income ($42,255/year). The HUD considers 30% or more cost-burdened.
How much income do you need to rent in Clay County?
To afford a 2-bedroom at $724/month using the 30% rule, you need an annual income of at least $28,960.
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