Champaign-Urbana vs Chattanooga
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Champaign-Urbana is 7% cheaper for renters. A 2-bedroom rents for $764/mo vs $820/mo in Chattanooga — saving $672/year.
Rent by Unit Size
| Unit Size | Champaign-Urbana | Chattanooga | Difference |
|---|---|---|---|
| Studio | $503 | $557 | $54 |
| 1 Bedroom | $642 | $669 | $27 |
| 2 Bedrooms | $764 | $820 | $56 |
| 3 Bedrooms | $1,017 | $1,035 | $18 |
| 4 Bedrooms | $1,103 | $1,226 | $123 |
| Median Income | $49,808 | $44,498 | $5,310 |
Champaign-Urbana
- Studio
- $503/mo
- 1 BR
- $642/mo
- 2 BR
- $764/mo
- 3 BR
- $1,017/mo
- 4 BR
- $1,103/mo
- Median Income
- $49,808/yr
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Frequently Asked Questions
Is Champaign-Urbana or Chattanooga cheaper to rent in?
Champaign-Urbana is cheaper — a 2-bedroom Fair Market Rent is $764/mo vs $820/mo in Chattanooga. That's $56/mo or $672/year more expensive in Chattanooga (7% higher).
What is the 2-bedroom rent in Champaign-Urbana vs Chattanooga?
The HUD Fair Market Rent for a 2-bedroom in Champaign-Urbana is $764/month. In Chattanooga, a 2-bedroom FMR is $820/month.
How do incomes compare between Champaign-Urbana and Chattanooga?
The median household income in Champaign-Urbana is $49,808/year. In Chattanooga it is $44,498/year. Champaign-Urbana has the higher median income.
What is the studio rent in Champaign-Urbana vs Chattanooga?
A studio apartment Fair Market Rent in Champaign-Urbana is $503/mo. In Chattanooga it is $557/mo.