Champaign-Urbana vs Chicago-Naperville-Elgin
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Champaign-Urbana is 60% cheaper for renters. A 2-bedroom rents for $764/mo vs $1,222/mo in Chicago-Naperville-Elgin — saving $5,496/year.
Rent by Unit Size
| Unit Size | Champaign-Urbana | Chicago-Naperville-Elgin | Difference |
|---|---|---|---|
| Studio | $503 | $849 | $346 |
| 1 Bedroom | $642 | $1,023 | $381 |
| 2 Bedrooms | $764 | $1,222 | $458 |
| 3 Bedrooms | $1,017 | $1,528 | $511 |
| 4 Bedrooms | $1,103 | $1,886 | $783 |
| Median Income | $49,808 | $79,852 | $30,044 |
Champaign-Urbana
- Studio
- $503/mo
- 1 BR
- $642/mo
- 2 BR
- $764/mo
- 3 BR
- $1,017/mo
- 4 BR
- $1,103/mo
- Median Income
- $49,808/yr
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
Frequently Asked Questions
Is Champaign-Urbana or Chicago-Naperville-Elgin cheaper to rent in?
Champaign-Urbana is cheaper — a 2-bedroom Fair Market Rent is $764/mo vs $1,222/mo in Chicago-Naperville-Elgin. That's $458/mo or $5,496/year more expensive in Chicago-Naperville-Elgin (60% higher).
What is the 2-bedroom rent in Champaign-Urbana vs Chicago-Naperville-Elgin?
The HUD Fair Market Rent for a 2-bedroom in Champaign-Urbana is $764/month. In Chicago-Naperville-Elgin, a 2-bedroom FMR is $1,222/month.
How do incomes compare between Champaign-Urbana and Chicago-Naperville-Elgin?
The median household income in Champaign-Urbana is $49,808/year. In Chicago-Naperville-Elgin it is $79,852/year. Chicago-Naperville-Elgin has the higher median income.
What is the studio rent in Champaign-Urbana vs Chicago-Naperville-Elgin?
A studio apartment Fair Market Rent in Champaign-Urbana is $503/mo. In Chicago-Naperville-Elgin it is $849/mo.