Champaign-Urbana vs Modesto
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Champaign-Urbana is 43% cheaper for renters. A 2-bedroom rents for $764/mo vs $1,092/mo in Modesto — saving $3,936/year.
Rent by Unit Size
| Unit Size | Champaign-Urbana | Modesto | Difference |
|---|---|---|---|
| Studio | $503 | $727 | $224 |
| 1 Bedroom | $642 | $912 | $270 |
| 2 Bedrooms | $764 | $1,092 | $328 |
| 3 Bedrooms | $1,017 | $1,412 | $395 |
| 4 Bedrooms | $1,103 | $1,509 | $406 |
| Median Income | $49,808 | $56,394 | $6,586 |
Champaign-Urbana
- Studio
- $503/mo
- 1 BR
- $642/mo
- 2 BR
- $764/mo
- 3 BR
- $1,017/mo
- 4 BR
- $1,103/mo
- Median Income
- $49,808/yr
Modesto
- Studio
- $727/mo
- 1 BR
- $912/mo
- 2 BR
- $1,092/mo
- 3 BR
- $1,412/mo
- 4 BR
- $1,509/mo
- Median Income
- $56,394/yr
Frequently Asked Questions
Is Champaign-Urbana or Modesto cheaper to rent in?
Champaign-Urbana is cheaper — a 2-bedroom Fair Market Rent is $764/mo vs $1,092/mo in Modesto. That's $328/mo or $3,936/year more expensive in Modesto (43% higher).
What is the 2-bedroom rent in Champaign-Urbana vs Modesto?
The HUD Fair Market Rent for a 2-bedroom in Champaign-Urbana is $764/month. In Modesto, a 2-bedroom FMR is $1,092/month.
How do incomes compare between Champaign-Urbana and Modesto?
The median household income in Champaign-Urbana is $49,808/year. In Modesto it is $56,394/year. Modesto has the higher median income.
What is the studio rent in Champaign-Urbana vs Modesto?
A studio apartment Fair Market Rent in Champaign-Urbana is $503/mo. In Modesto it is $727/mo.