Chattanooga vs Chicago-Naperville-Elgin
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chattanooga is 49% cheaper for renters. A 2-bedroom rents for $820/mo vs $1,222/mo in Chicago-Naperville-Elgin — saving $4,824/year.
Rent by Unit Size
| Unit Size | Chattanooga | Chicago-Naperville-Elgin | Difference |
|---|---|---|---|
| Studio | $557 | $849 | $292 |
| 1 Bedroom | $669 | $1,023 | $354 |
| 2 Bedrooms | $820 | $1,222 | $402 |
| 3 Bedrooms | $1,035 | $1,528 | $493 |
| 4 Bedrooms | $1,226 | $1,886 | $660 |
| Median Income | $44,498 | $79,852 | $35,354 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
Frequently Asked Questions
Is Chattanooga or Chicago-Naperville-Elgin cheaper to rent in?
Chattanooga is cheaper — a 2-bedroom Fair Market Rent is $820/mo vs $1,222/mo in Chicago-Naperville-Elgin. That's $402/mo or $4,824/year more expensive in Chicago-Naperville-Elgin (49% higher).
What is the 2-bedroom rent in Chattanooga vs Chicago-Naperville-Elgin?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Chicago-Naperville-Elgin, a 2-bedroom FMR is $1,222/month.
How do incomes compare between Chattanooga and Chicago-Naperville-Elgin?
The median household income in Chattanooga is $44,498/year. In Chicago-Naperville-Elgin it is $79,852/year. Chicago-Naperville-Elgin has the higher median income.
What is the studio rent in Chattanooga vs Chicago-Naperville-Elgin?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Chicago-Naperville-Elgin it is $849/mo.