Chattanooga vs Gainesville
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chattanooga is 23% cheaper for renters. A 2-bedroom rents for $820/mo vs $1,011/mo in Gainesville — saving $2,292/year.
Rent by Unit Size
| Unit Size | Chattanooga | Gainesville | Difference |
|---|---|---|---|
| Studio | $557 | $680 | $123 |
| 1 Bedroom | $669 | $802 | $133 |
| 2 Bedrooms | $820 | $1,011 | $191 |
| 3 Bedrooms | $1,035 | $1,236 | $201 |
| 4 Bedrooms | $1,226 | $1,426 | $200 |
| Median Income | $44,498 | $47,354 | $2,856 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Gainesville
- Studio
- $680/mo
- 1 BR
- $802/mo
- 2 BR
- $1,011/mo
- 3 BR
- $1,236/mo
- 4 BR
- $1,426/mo
- Median Income
- $47,354/yr
Frequently Asked Questions
Is Chattanooga or Gainesville cheaper to rent in?
Chattanooga is cheaper — a 2-bedroom Fair Market Rent is $820/mo vs $1,011/mo in Gainesville. That's $191/mo or $2,292/year more expensive in Gainesville (23% higher).
What is the 2-bedroom rent in Chattanooga vs Gainesville?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Gainesville, a 2-bedroom FMR is $1,011/month.
How do incomes compare between Chattanooga and Gainesville?
The median household income in Chattanooga is $44,498/year. In Gainesville it is $47,354/year. Gainesville has the higher median income.
What is the studio rent in Chattanooga vs Gainesville?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Gainesville it is $680/mo.