Chattanooga vs Lynchburg
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Lynchburg is 14% cheaper for renters. A 2-bedroom rents for $721/mo vs $820/mo in Chattanooga — saving $1,188/year.
Rent by Unit Size
| Unit Size | Chattanooga | Lynchburg | Difference |
|---|---|---|---|
| Studio | $557 | $494 | $63 |
| 1 Bedroom | $669 | $589 | $80 |
| 2 Bedrooms | $820 | $721 | $99 |
| 3 Bedrooms | $1,035 | $933 | $102 |
| 4 Bedrooms | $1,226 | $1,024 | $202 |
| Median Income | $44,498 | $37,857 | $6,641 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Lynchburg
- Studio
- $494/mo
- 1 BR
- $589/mo
- 2 BR
- $721/mo
- 3 BR
- $933/mo
- 4 BR
- $1,024/mo
- Median Income
- $37,857/yr
Frequently Asked Questions
Is Chattanooga or Lynchburg cheaper to rent in?
Lynchburg is cheaper — a 2-bedroom Fair Market Rent is $721/mo vs $820/mo in Chattanooga. That's $99/mo or $1,188/year more expensive in Chattanooga (14% higher).
What is the 2-bedroom rent in Chattanooga vs Lynchburg?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Lynchburg, a 2-bedroom FMR is $721/month.
How do incomes compare between Chattanooga and Lynchburg?
The median household income in Chattanooga is $44,498/year. In Lynchburg it is $37,857/year. Chattanooga has the higher median income.
What is the studio rent in Chattanooga vs Lynchburg?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Lynchburg it is $494/mo.