Chattanooga vs Merced
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chattanooga is 29% cheaper for renters. A 2-bedroom rents for $820/mo vs $1,055/mo in Merced — saving $2,820/year.
Rent by Unit Size
| Unit Size | Chattanooga | Merced | Difference |
|---|---|---|---|
| Studio | $557 | $696 | $139 |
| 1 Bedroom | $669 | $865 | $196 |
| 2 Bedrooms | $820 | $1,055 | $235 |
| 3 Bedrooms | $1,035 | $1,328 | $293 |
| 4 Bedrooms | $1,226 | $1,460 | $234 |
| Median Income | $44,498 | $60,958 | $16,460 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Merced
- Studio
- $696/mo
- 1 BR
- $865/mo
- 2 BR
- $1,055/mo
- 3 BR
- $1,328/mo
- 4 BR
- $1,460/mo
- Median Income
- $60,958/yr
Frequently Asked Questions
Is Chattanooga or Merced cheaper to rent in?
Chattanooga is cheaper — a 2-bedroom Fair Market Rent is $820/mo vs $1,055/mo in Merced. That's $235/mo or $2,820/year more expensive in Merced (29% higher).
What is the 2-bedroom rent in Chattanooga vs Merced?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Merced, a 2-bedroom FMR is $1,055/month.
How do incomes compare between Chattanooga and Merced?
The median household income in Chattanooga is $44,498/year. In Merced it is $60,958/year. Merced has the higher median income.
What is the studio rent in Chattanooga vs Merced?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Merced it is $696/mo.