Chattanooga vs Modesto
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chattanooga is 33% cheaper for renters. A 2-bedroom rents for $820/mo vs $1,092/mo in Modesto — saving $3,264/year.
Rent by Unit Size
| Unit Size | Chattanooga | Modesto | Difference |
|---|---|---|---|
| Studio | $557 | $727 | $170 |
| 1 Bedroom | $669 | $912 | $243 |
| 2 Bedrooms | $820 | $1,092 | $272 |
| 3 Bedrooms | $1,035 | $1,412 | $377 |
| 4 Bedrooms | $1,226 | $1,509 | $283 |
| Median Income | $44,498 | $56,394 | $11,896 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Modesto
- Studio
- $727/mo
- 1 BR
- $912/mo
- 2 BR
- $1,092/mo
- 3 BR
- $1,412/mo
- 4 BR
- $1,509/mo
- Median Income
- $56,394/yr
Frequently Asked Questions
Is Chattanooga or Modesto cheaper to rent in?
Chattanooga is cheaper — a 2-bedroom Fair Market Rent is $820/mo vs $1,092/mo in Modesto. That's $272/mo or $3,264/year more expensive in Modesto (33% higher).
What is the 2-bedroom rent in Chattanooga vs Modesto?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Modesto, a 2-bedroom FMR is $1,092/month.
How do incomes compare between Chattanooga and Modesto?
The median household income in Chattanooga is $44,498/year. In Modesto it is $56,394/year. Modesto has the higher median income.
What is the studio rent in Chattanooga vs Modesto?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Modesto it is $727/mo.