Chattanooga vs Napa
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chattanooga is 96% cheaper for renters. A 2-bedroom rents for $820/mo vs $1,611/mo in Napa — saving $9,492/year.
Rent by Unit Size
| Unit Size | Chattanooga | Napa | Difference |
|---|---|---|---|
| Studio | $557 | $1,095 | $538 |
| 1 Bedroom | $669 | $1,307 | $638 |
| 2 Bedrooms | $820 | $1,611 | $791 |
| 3 Bedrooms | $1,035 | $2,034 | $999 |
| 4 Bedrooms | $1,226 | $2,234 | $1,008 |
| Median Income | $44,498 | $101,809 | $57,311 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Napa
- Studio
- $1,095/mo
- 1 BR
- $1,307/mo
- 2 BR
- $1,611/mo
- 3 BR
- $2,034/mo
- 4 BR
- $2,234/mo
- Median Income
- $101,809/yr
Frequently Asked Questions
Is Chattanooga or Napa cheaper to rent in?
Chattanooga is cheaper — a 2-bedroom Fair Market Rent is $820/mo vs $1,611/mo in Napa. That's $791/mo or $9,492/year more expensive in Napa (96% higher).
What is the 2-bedroom rent in Chattanooga vs Napa?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Napa, a 2-bedroom FMR is $1,611/month.
How do incomes compare between Chattanooga and Napa?
The median household income in Chattanooga is $44,498/year. In Napa it is $101,809/year. Napa has the higher median income.
What is the studio rent in Chattanooga vs Napa?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Napa it is $1,095/mo.