Chattanooga vs Santa Cruz-Watsonville
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chattanooga is 115% cheaper for renters. A 2-bedroom rents for $820/mo vs $1,760/mo in Santa Cruz-Watsonville — saving $11,280/year.
Rent by Unit Size
| Unit Size | Chattanooga | Santa Cruz-Watsonville | Difference |
|---|---|---|---|
| Studio | $557 | $1,172 | $615 |
| 1 Bedroom | $669 | $1,475 | $806 |
| 2 Bedrooms | $820 | $1,760 | $940 |
| 3 Bedrooms | $1,035 | $2,195 | $1,160 |
| 4 Bedrooms | $1,226 | $2,530 | $1,304 |
| Median Income | $44,498 | $89,493 | $44,995 |
Chattanooga
- Studio
- $557/mo
- 1 BR
- $669/mo
- 2 BR
- $820/mo
- 3 BR
- $1,035/mo
- 4 BR
- $1,226/mo
- Median Income
- $44,498/yr
Santa Cruz-Watsonville
- Studio
- $1,172/mo
- 1 BR
- $1,475/mo
- 2 BR
- $1,760/mo
- 3 BR
- $2,195/mo
- 4 BR
- $2,530/mo
- Median Income
- $89,493/yr
Frequently Asked Questions
Is Chattanooga or Santa Cruz-Watsonville cheaper to rent in?
Chattanooga is cheaper — a 2-bedroom Fair Market Rent is $820/mo vs $1,760/mo in Santa Cruz-Watsonville. That's $940/mo or $11,280/year more expensive in Santa Cruz-Watsonville (115% higher).
What is the 2-bedroom rent in Chattanooga vs Santa Cruz-Watsonville?
The HUD Fair Market Rent for a 2-bedroom in Chattanooga is $820/month. In Santa Cruz-Watsonville, a 2-bedroom FMR is $1,760/month.
How do incomes compare between Chattanooga and Santa Cruz-Watsonville?
The median household income in Chattanooga is $44,498/year. In Santa Cruz-Watsonville it is $89,493/year. Santa Cruz-Watsonville has the higher median income.
What is the studio rent in Chattanooga vs Santa Cruz-Watsonville?
A studio apartment Fair Market Rent in Chattanooga is $557/mo. In Santa Cruz-Watsonville it is $1,172/mo.