Chicago-Naperville-Elgin vs Cincinnati
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Cincinnati is 32% cheaper for renters. A 2-bedroom rents for $924/mo vs $1,222/mo in Chicago-Naperville-Elgin — saving $3,576/year.
Rent by Unit Size
| Unit Size | Chicago-Naperville-Elgin | Cincinnati | Difference |
|---|---|---|---|
| Studio | $849 | $616 | $233 |
| 1 Bedroom | $1,023 | $741 | $282 |
| 2 Bedrooms | $1,222 | $924 | $298 |
| 3 Bedrooms | $1,528 | $1,099 | $429 |
| 4 Bedrooms | $1,886 | $1,252 | $634 |
| Median Income | $79,852 | $47,367 | $32,485 |
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
Cincinnati
- Studio
- $616/mo
- 1 BR
- $741/mo
- 2 BR
- $924/mo
- 3 BR
- $1,099/mo
- 4 BR
- $1,252/mo
- Median Income
- $47,367/yr
Frequently Asked Questions
Is Chicago-Naperville-Elgin or Cincinnati cheaper to rent in?
Cincinnati is cheaper — a 2-bedroom Fair Market Rent is $924/mo vs $1,222/mo in Chicago-Naperville-Elgin. That's $298/mo or $3,576/year more expensive in Chicago-Naperville-Elgin (32% higher).
What is the 2-bedroom rent in Chicago-Naperville-Elgin vs Cincinnati?
The HUD Fair Market Rent for a 2-bedroom in Chicago-Naperville-Elgin is $1,222/month. In Cincinnati, a 2-bedroom FMR is $924/month.
How do incomes compare between Chicago-Naperville-Elgin and Cincinnati?
The median household income in Chicago-Naperville-Elgin is $79,852/year. In Cincinnati it is $47,367/year. Chicago-Naperville-Elgin has the higher median income.
What is the studio rent in Chicago-Naperville-Elgin vs Cincinnati?
A studio apartment Fair Market Rent in Chicago-Naperville-Elgin is $849/mo. In Cincinnati it is $616/mo.