Chicago-Naperville-Elgin vs Modesto
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Modesto is 12% cheaper for renters. A 2-bedroom rents for $1,092/mo vs $1,222/mo in Chicago-Naperville-Elgin — saving $1,560/year.
Rent by Unit Size
| Unit Size | Chicago-Naperville-Elgin | Modesto | Difference |
|---|---|---|---|
| Studio | $849 | $727 | $122 |
| 1 Bedroom | $1,023 | $912 | $111 |
| 2 Bedrooms | $1,222 | $1,092 | $130 |
| 3 Bedrooms | $1,528 | $1,412 | $116 |
| 4 Bedrooms | $1,886 | $1,509 | $377 |
| Median Income | $79,852 | $56,394 | $23,458 |
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
Modesto
- Studio
- $727/mo
- 1 BR
- $912/mo
- 2 BR
- $1,092/mo
- 3 BR
- $1,412/mo
- 4 BR
- $1,509/mo
- Median Income
- $56,394/yr
Frequently Asked Questions
Is Chicago-Naperville-Elgin or Modesto cheaper to rent in?
Modesto is cheaper — a 2-bedroom Fair Market Rent is $1,092/mo vs $1,222/mo in Chicago-Naperville-Elgin. That's $130/mo or $1,560/year more expensive in Chicago-Naperville-Elgin (12% higher).
What is the 2-bedroom rent in Chicago-Naperville-Elgin vs Modesto?
The HUD Fair Market Rent for a 2-bedroom in Chicago-Naperville-Elgin is $1,222/month. In Modesto, a 2-bedroom FMR is $1,092/month.
How do incomes compare between Chicago-Naperville-Elgin and Modesto?
The median household income in Chicago-Naperville-Elgin is $79,852/year. In Modesto it is $56,394/year. Chicago-Naperville-Elgin has the higher median income.
What is the studio rent in Chicago-Naperville-Elgin vs Modesto?
A studio apartment Fair Market Rent in Chicago-Naperville-Elgin is $849/mo. In Modesto it is $727/mo.