Chicago-Naperville-Elgin vs Rockford
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Rockford is 61% cheaper for renters. A 2-bedroom rents for $757/mo vs $1,222/mo in Chicago-Naperville-Elgin — saving $5,580/year.
Rent by Unit Size
| Unit Size | Chicago-Naperville-Elgin | Rockford | Difference |
|---|---|---|---|
| Studio | $849 | $509 | $340 |
| 1 Bedroom | $1,023 | $634 | $389 |
| 2 Bedrooms | $1,222 | $757 | $465 |
| 3 Bedrooms | $1,528 | $1,004 | $524 |
| 4 Bedrooms | $1,886 | $1,046 | $840 |
| Median Income | $79,852 | $47,844 | $32,008 |
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
Rockford
- Studio
- $509/mo
- 1 BR
- $634/mo
- 2 BR
- $757/mo
- 3 BR
- $1,004/mo
- 4 BR
- $1,046/mo
- Median Income
- $47,844/yr
Frequently Asked Questions
Is Chicago-Naperville-Elgin or Rockford cheaper to rent in?
Rockford is cheaper — a 2-bedroom Fair Market Rent is $757/mo vs $1,222/mo in Chicago-Naperville-Elgin. That's $465/mo or $5,580/year more expensive in Chicago-Naperville-Elgin (61% higher).
What is the 2-bedroom rent in Chicago-Naperville-Elgin vs Rockford?
The HUD Fair Market Rent for a 2-bedroom in Chicago-Naperville-Elgin is $1,222/month. In Rockford, a 2-bedroom FMR is $757/month.
How do incomes compare between Chicago-Naperville-Elgin and Rockford?
The median household income in Chicago-Naperville-Elgin is $79,852/year. In Rockford it is $47,844/year. Chicago-Naperville-Elgin has the higher median income.
What is the studio rent in Chicago-Naperville-Elgin vs Rockford?
A studio apartment Fair Market Rent in Chicago-Naperville-Elgin is $849/mo. In Rockford it is $509/mo.