Chicago-Naperville-Elgin vs San Francisco-Oakland-Berkeley
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Chicago-Naperville-Elgin is 80% cheaper for renters. A 2-bedroom rents for $1,222/mo vs $2,200/mo in San Francisco-Oakland-Berkeley — saving $11,736/year.
Rent by Unit Size
| Unit Size | Chicago-Naperville-Elgin | San Francisco-Oakland-Berkeley | Difference |
|---|---|---|---|
| Studio | $849 | $1,456 | $607 |
| 1 Bedroom | $1,023 | $1,848 | $825 |
| 2 Bedrooms | $1,222 | $2,200 | $978 |
| 3 Bedrooms | $1,528 | $2,832 | $1,304 |
| 4 Bedrooms | $1,886 | $3,149 | $1,263 |
| Median Income | $79,852 | $147,497 | $67,645 |
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
San Francisco-Oakland-Berkeley
- Studio
- $1,456/mo
- 1 BR
- $1,848/mo
- 2 BR
- $2,200/mo
- 3 BR
- $2,832/mo
- 4 BR
- $3,149/mo
- Median Income
- $147,497/yr
Frequently Asked Questions
Is Chicago-Naperville-Elgin or San Francisco-Oakland-Berkeley cheaper to rent in?
Chicago-Naperville-Elgin is cheaper — a 2-bedroom Fair Market Rent is $1,222/mo vs $2,200/mo in San Francisco-Oakland-Berkeley. That's $978/mo or $11,736/year more expensive in San Francisco-Oakland-Berkeley (80% higher).
What is the 2-bedroom rent in Chicago-Naperville-Elgin vs San Francisco-Oakland-Berkeley?
The HUD Fair Market Rent for a 2-bedroom in Chicago-Naperville-Elgin is $1,222/month. In San Francisco-Oakland-Berkeley, a 2-bedroom FMR is $2,200/month.
How do incomes compare between Chicago-Naperville-Elgin and San Francisco-Oakland-Berkeley?
The median household income in Chicago-Naperville-Elgin is $79,852/year. In San Francisco-Oakland-Berkeley it is $147,497/year. San Francisco-Oakland-Berkeley has the higher median income.
What is the studio rent in Chicago-Naperville-Elgin vs San Francisco-Oakland-Berkeley?
A studio apartment Fair Market Rent in Chicago-Naperville-Elgin is $849/mo. In San Francisco-Oakland-Berkeley it is $1,456/mo.