Chicago-Naperville-Elgin vs St. Louis
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
St. Louis is 40% cheaper for renters. A 2-bedroom rents for $874/mo vs $1,222/mo in Chicago-Naperville-Elgin — saving $4,176/year.
Rent by Unit Size
| Unit Size | Chicago-Naperville-Elgin | St. Louis | Difference |
|---|---|---|---|
| Studio | $849 | $588 | $261 |
| 1 Bedroom | $1,023 | $740 | $283 |
| 2 Bedrooms | $1,222 | $874 | $348 |
| 3 Bedrooms | $1,528 | $1,094 | $434 |
| 4 Bedrooms | $1,886 | $1,269 | $617 |
| Median Income | $79,852 | $61,289 | $18,563 |
Chicago-Naperville-Elgin
- Studio
- $849/mo
- 1 BR
- $1,023/mo
- 2 BR
- $1,222/mo
- 3 BR
- $1,528/mo
- 4 BR
- $1,886/mo
- Median Income
- $79,852/yr
St. Louis
- Studio
- $588/mo
- 1 BR
- $740/mo
- 2 BR
- $874/mo
- 3 BR
- $1,094/mo
- 4 BR
- $1,269/mo
- Median Income
- $61,289/yr
Frequently Asked Questions
Is Chicago-Naperville-Elgin or St. Louis cheaper to rent in?
St. Louis is cheaper — a 2-bedroom Fair Market Rent is $874/mo vs $1,222/mo in Chicago-Naperville-Elgin. That's $348/mo or $4,176/year more expensive in Chicago-Naperville-Elgin (40% higher).
What is the 2-bedroom rent in Chicago-Naperville-Elgin vs St. Louis?
The HUD Fair Market Rent for a 2-bedroom in Chicago-Naperville-Elgin is $1,222/month. In St. Louis, a 2-bedroom FMR is $874/month.
How do incomes compare between Chicago-Naperville-Elgin and St. Louis?
The median household income in Chicago-Naperville-Elgin is $79,852/year. In St. Louis it is $61,289/year. Chicago-Naperville-Elgin has the higher median income.
What is the studio rent in Chicago-Naperville-Elgin vs St. Louis?
A studio apartment Fair Market Rent in Chicago-Naperville-Elgin is $849/mo. In St. Louis it is $588/mo.