FairRentWize

Indianapolis-Carmel-Anderson vs Santa Cruz-Watsonville

Fair Market Rent Comparison — HUD 2025 Data

Quick Answer

Indianapolis-Carmel-Anderson is 92% cheaper for renters. A 2-bedroom rents for $916/mo vs $1,760/mo in Santa Cruz-Watsonville — saving $10,128/year.

Rent by Unit Size

Unit SizeIndianapolis-Carmel-AndersonSanta Cruz-WatsonvilleDifference
Studio$568$1,172$604
1 Bedroom$718$1,475$757
2 Bedrooms$916$1,760$844
3 Bedrooms$1,096$2,195$1,099
4 Bedrooms$1,191$2,530$1,339
Median Income$51,092$89,493$38,401

Indianapolis-Carmel-Anderson

Studio
$568/mo
1 BR
$718/mo
2 BR
$916/mo
3 BR
$1,096/mo
4 BR
$1,191/mo
Median Income
$51,092/yr
Full Indianapolis-Carmel-Anderson profile →

Santa Cruz-Watsonville

Studio
$1,172/mo
1 BR
$1,475/mo
2 BR
$1,760/mo
3 BR
$2,195/mo
4 BR
$2,530/mo
Median Income
$89,493/yr
Full Santa Cruz-Watsonville profile →

Frequently Asked Questions

Is Indianapolis-Carmel-Anderson or Santa Cruz-Watsonville cheaper to rent in?
Indianapolis-Carmel-Anderson is cheaper — a 2-bedroom Fair Market Rent is $916/mo vs $1,760/mo in Santa Cruz-Watsonville. That's $844/mo or $10,128/year more expensive in Santa Cruz-Watsonville (92% higher).
What is the 2-bedroom rent in Indianapolis-Carmel-Anderson vs Santa Cruz-Watsonville?
The HUD Fair Market Rent for a 2-bedroom in Indianapolis-Carmel-Anderson is $916/month. In Santa Cruz-Watsonville, a 2-bedroom FMR is $1,760/month.
How do incomes compare between Indianapolis-Carmel-Anderson and Santa Cruz-Watsonville?
The median household income in Indianapolis-Carmel-Anderson is $51,092/year. In Santa Cruz-Watsonville it is $89,493/year. Santa Cruz-Watsonville has the higher median income.
What is the studio rent in Indianapolis-Carmel-Anderson vs Santa Cruz-Watsonville?
A studio apartment Fair Market Rent in Indianapolis-Carmel-Anderson is $568/mo. In Santa Cruz-Watsonville it is $1,172/mo.