Madison vs Santa Cruz-Watsonville
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Madison is 70% cheaper for renters. A 2-bedroom rents for $1,038/mo vs $1,760/mo in Santa Cruz-Watsonville — saving $8,664/year.
Rent by Unit Size
| Unit Size | Madison | Santa Cruz-Watsonville | Difference |
|---|---|---|---|
| Studio | $676 | $1,172 | $496 |
| 1 Bedroom | $827 | $1,475 | $648 |
| 2 Bedrooms | $1,038 | $1,760 | $722 |
| 3 Bedrooms | $1,222 | $2,195 | $973 |
| 4 Bedrooms | $1,400 | $2,530 | $1,130 |
| Median Income | $64,691 | $89,493 | $24,802 |
Madison
- Studio
- $676/mo
- 1 BR
- $827/mo
- 2 BR
- $1,038/mo
- 3 BR
- $1,222/mo
- 4 BR
- $1,400/mo
- Median Income
- $64,691/yr
Santa Cruz-Watsonville
- Studio
- $1,172/mo
- 1 BR
- $1,475/mo
- 2 BR
- $1,760/mo
- 3 BR
- $2,195/mo
- 4 BR
- $2,530/mo
- Median Income
- $89,493/yr
Frequently Asked Questions
Is Madison or Santa Cruz-Watsonville cheaper to rent in?
Madison is cheaper — a 2-bedroom Fair Market Rent is $1,038/mo vs $1,760/mo in Santa Cruz-Watsonville. That's $722/mo or $8,664/year more expensive in Santa Cruz-Watsonville (70% higher).
What is the 2-bedroom rent in Madison vs Santa Cruz-Watsonville?
The HUD Fair Market Rent for a 2-bedroom in Madison is $1,038/month. In Santa Cruz-Watsonville, a 2-bedroom FMR is $1,760/month.
How do incomes compare between Madison and Santa Cruz-Watsonville?
The median household income in Madison is $64,691/year. In Santa Cruz-Watsonville it is $89,493/year. Santa Cruz-Watsonville has the higher median income.
What is the studio rent in Madison vs Santa Cruz-Watsonville?
A studio apartment Fair Market Rent in Madison is $676/mo. In Santa Cruz-Watsonville it is $1,172/mo.