FairRentWize

Memphis vs Santa Cruz-Watsonville

Fair Market Rent Comparison — HUD 2025 Data

Quick Answer

Memphis is 115% cheaper for renters. A 2-bedroom rents for $819/mo vs $1,760/mo in Santa Cruz-Watsonville — saving $11,292/year.

Rent by Unit Size

Unit SizeMemphisSanta Cruz-WatsonvilleDifference
Studio$560$1,172$612
1 Bedroom$682$1,475$793
2 Bedrooms$819$1,760$941
3 Bedrooms$1,011$2,195$1,184
4 Bedrooms$1,184$2,530$1,346
Median Income$44,652$89,493$44,841

Memphis

Studio
$560/mo
1 BR
$682/mo
2 BR
$819/mo
3 BR
$1,011/mo
4 BR
$1,184/mo
Median Income
$44,652/yr
Full Memphis profile →

Santa Cruz-Watsonville

Studio
$1,172/mo
1 BR
$1,475/mo
2 BR
$1,760/mo
3 BR
$2,195/mo
4 BR
$2,530/mo
Median Income
$89,493/yr
Full Santa Cruz-Watsonville profile →

Frequently Asked Questions

Is Memphis or Santa Cruz-Watsonville cheaper to rent in?
Memphis is cheaper — a 2-bedroom Fair Market Rent is $819/mo vs $1,760/mo in Santa Cruz-Watsonville. That's $941/mo or $11,292/year more expensive in Santa Cruz-Watsonville (115% higher).
What is the 2-bedroom rent in Memphis vs Santa Cruz-Watsonville?
The HUD Fair Market Rent for a 2-bedroom in Memphis is $819/month. In Santa Cruz-Watsonville, a 2-bedroom FMR is $1,760/month.
How do incomes compare between Memphis and Santa Cruz-Watsonville?
The median household income in Memphis is $44,652/year. In Santa Cruz-Watsonville it is $89,493/year. Santa Cruz-Watsonville has the higher median income.
What is the studio rent in Memphis vs Santa Cruz-Watsonville?
A studio apartment Fair Market Rent in Memphis is $560/mo. In Santa Cruz-Watsonville it is $1,172/mo.