Merced vs Napa
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Merced is 53% cheaper for renters. A 2-bedroom rents for $1,055/mo vs $1,611/mo in Napa — saving $6,672/year.
Rent by Unit Size
| Unit Size | Merced | Napa | Difference |
|---|---|---|---|
| Studio | $696 | $1,095 | $399 |
| 1 Bedroom | $865 | $1,307 | $442 |
| 2 Bedrooms | $1,055 | $1,611 | $556 |
| 3 Bedrooms | $1,328 | $2,034 | $706 |
| 4 Bedrooms | $1,460 | $2,234 | $774 |
| Median Income | $60,958 | $101,809 | $40,851 |
Merced
- Studio
- $696/mo
- 1 BR
- $865/mo
- 2 BR
- $1,055/mo
- 3 BR
- $1,328/mo
- 4 BR
- $1,460/mo
- Median Income
- $60,958/yr
Napa
- Studio
- $1,095/mo
- 1 BR
- $1,307/mo
- 2 BR
- $1,611/mo
- 3 BR
- $2,034/mo
- 4 BR
- $2,234/mo
- Median Income
- $101,809/yr
Frequently Asked Questions
Is Merced or Napa cheaper to rent in?
Merced is cheaper — a 2-bedroom Fair Market Rent is $1,055/mo vs $1,611/mo in Napa. That's $556/mo or $6,672/year more expensive in Napa (53% higher).
What is the 2-bedroom rent in Merced vs Napa?
The HUD Fair Market Rent for a 2-bedroom in Merced is $1,055/month. In Napa, a 2-bedroom FMR is $1,611/month.
How do incomes compare between Merced and Napa?
The median household income in Merced is $60,958/year. In Napa it is $101,809/year. Napa has the higher median income.
What is the studio rent in Merced vs Napa?
A studio apartment Fair Market Rent in Merced is $696/mo. In Napa it is $1,095/mo.