Modesto vs Napa
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Modesto is 48% cheaper for renters. A 2-bedroom rents for $1,092/mo vs $1,611/mo in Napa — saving $6,228/year.
Rent by Unit Size
| Unit Size | Modesto | Napa | Difference |
|---|---|---|---|
| Studio | $727 | $1,095 | $368 |
| 1 Bedroom | $912 | $1,307 | $395 |
| 2 Bedrooms | $1,092 | $1,611 | $519 |
| 3 Bedrooms | $1,412 | $2,034 | $622 |
| 4 Bedrooms | $1,509 | $2,234 | $725 |
| Median Income | $56,394 | $101,809 | $45,415 |
Modesto
- Studio
- $727/mo
- 1 BR
- $912/mo
- 2 BR
- $1,092/mo
- 3 BR
- $1,412/mo
- 4 BR
- $1,509/mo
- Median Income
- $56,394/yr
Napa
- Studio
- $1,095/mo
- 1 BR
- $1,307/mo
- 2 BR
- $1,611/mo
- 3 BR
- $2,034/mo
- 4 BR
- $2,234/mo
- Median Income
- $101,809/yr
Frequently Asked Questions
Is Modesto or Napa cheaper to rent in?
Modesto is cheaper — a 2-bedroom Fair Market Rent is $1,092/mo vs $1,611/mo in Napa. That's $519/mo or $6,228/year more expensive in Napa (48% higher).
What is the 2-bedroom rent in Modesto vs Napa?
The HUD Fair Market Rent for a 2-bedroom in Modesto is $1,092/month. In Napa, a 2-bedroom FMR is $1,611/month.
How do incomes compare between Modesto and Napa?
The median household income in Modesto is $56,394/year. In Napa it is $101,809/year. Napa has the higher median income.
What is the studio rent in Modesto vs Napa?
A studio apartment Fair Market Rent in Modesto is $727/mo. In Napa it is $1,095/mo.