Napa vs Panama City
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Panama City is 83% cheaper for renters. A 2-bedroom rents for $879/mo vs $1,611/mo in Napa — saving $8,784/year.
Rent by Unit Size
| Unit Size | Napa | Panama City | Difference |
|---|---|---|---|
| Studio | $1,095 | $571 | $524 |
| 1 Bedroom | $1,307 | $706 | $601 |
| 2 Bedrooms | $1,611 | $879 | $732 |
| 3 Bedrooms | $2,034 | $1,032 | $1,002 |
| 4 Bedrooms | $2,234 | $1,302 | $932 |
| Median Income | $101,809 | $44,385 | $57,424 |
Napa
- Studio
- $1,095/mo
- 1 BR
- $1,307/mo
- 2 BR
- $1,611/mo
- 3 BR
- $2,034/mo
- 4 BR
- $2,234/mo
- Median Income
- $101,809/yr
Panama City
- Studio
- $571/mo
- 1 BR
- $706/mo
- 2 BR
- $879/mo
- 3 BR
- $1,032/mo
- 4 BR
- $1,302/mo
- Median Income
- $44,385/yr
Frequently Asked Questions
Is Napa or Panama City cheaper to rent in?
Panama City is cheaper — a 2-bedroom Fair Market Rent is $879/mo vs $1,611/mo in Napa. That's $732/mo or $8,784/year more expensive in Napa (83% higher).
What is the 2-bedroom rent in Napa vs Panama City?
The HUD Fair Market Rent for a 2-bedroom in Napa is $1,611/month. In Panama City, a 2-bedroom FMR is $879/month.
How do incomes compare between Napa and Panama City?
The median household income in Napa is $101,809/year. In Panama City it is $44,385/year. Napa has the higher median income.
What is the studio rent in Napa vs Panama City?
A studio apartment Fair Market Rent in Napa is $1,095/mo. In Panama City it is $571/mo.