Napa vs Santa Cruz-Watsonville
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Napa is 9% cheaper for renters. A 2-bedroom rents for $1,611/mo vs $1,760/mo in Santa Cruz-Watsonville — saving $1,788/year.
Rent by Unit Size
| Unit Size | Napa | Santa Cruz-Watsonville | Difference |
|---|---|---|---|
| Studio | $1,095 | $1,172 | $77 |
| 1 Bedroom | $1,307 | $1,475 | $168 |
| 2 Bedrooms | $1,611 | $1,760 | $149 |
| 3 Bedrooms | $2,034 | $2,195 | $161 |
| 4 Bedrooms | $2,234 | $2,530 | $296 |
| Median Income | $101,809 | $89,493 | $12,316 |
Napa
- Studio
- $1,095/mo
- 1 BR
- $1,307/mo
- 2 BR
- $1,611/mo
- 3 BR
- $2,034/mo
- 4 BR
- $2,234/mo
- Median Income
- $101,809/yr
Santa Cruz-Watsonville
- Studio
- $1,172/mo
- 1 BR
- $1,475/mo
- 2 BR
- $1,760/mo
- 3 BR
- $2,195/mo
- 4 BR
- $2,530/mo
- Median Income
- $89,493/yr
Frequently Asked Questions
Is Napa or Santa Cruz-Watsonville cheaper to rent in?
Napa is cheaper — a 2-bedroom Fair Market Rent is $1,611/mo vs $1,760/mo in Santa Cruz-Watsonville. That's $149/mo or $1,788/year more expensive in Santa Cruz-Watsonville (9% higher).
What is the 2-bedroom rent in Napa vs Santa Cruz-Watsonville?
The HUD Fair Market Rent for a 2-bedroom in Napa is $1,611/month. In Santa Cruz-Watsonville, a 2-bedroom FMR is $1,760/month.
How do incomes compare between Napa and Santa Cruz-Watsonville?
The median household income in Napa is $101,809/year. In Santa Cruz-Watsonville it is $89,493/year. Napa has the higher median income.
What is the studio rent in Napa vs Santa Cruz-Watsonville?
A studio apartment Fair Market Rent in Napa is $1,095/mo. In Santa Cruz-Watsonville it is $1,172/mo.