Napa vs Waco
Fair Market Rent Comparison — HUD 2025 Data
Quick Answer
Waco is 109% cheaper for renters. A 2-bedroom rents for $770/mo vs $1,611/mo in Napa — saving $10,092/year.
Rent by Unit Size
| Unit Size | Napa | Waco | Difference |
|---|---|---|---|
| Studio | $1,095 | $530 | $565 |
| 1 Bedroom | $1,307 | $629 | $678 |
| 2 Bedrooms | $1,611 | $770 | $841 |
| 3 Bedrooms | $2,034 | $988 | $1,046 |
| 4 Bedrooms | $2,234 | $1,119 | $1,115 |
| Median Income | $101,809 | $40,886 | $60,923 |
Napa
- Studio
- $1,095/mo
- 1 BR
- $1,307/mo
- 2 BR
- $1,611/mo
- 3 BR
- $2,034/mo
- 4 BR
- $2,234/mo
- Median Income
- $101,809/yr
Waco
- Studio
- $530/mo
- 1 BR
- $629/mo
- 2 BR
- $770/mo
- 3 BR
- $988/mo
- 4 BR
- $1,119/mo
- Median Income
- $40,886/yr
Frequently Asked Questions
Is Napa or Waco cheaper to rent in?
Waco is cheaper — a 2-bedroom Fair Market Rent is $770/mo vs $1,611/mo in Napa. That's $841/mo or $10,092/year more expensive in Napa (109% higher).
What is the 2-bedroom rent in Napa vs Waco?
The HUD Fair Market Rent for a 2-bedroom in Napa is $1,611/month. In Waco, a 2-bedroom FMR is $770/month.
How do incomes compare between Napa and Waco?
The median household income in Napa is $101,809/year. In Waco it is $40,886/year. Napa has the higher median income.
What is the studio rent in Napa vs Waco?
A studio apartment Fair Market Rent in Napa is $1,095/mo. In Waco it is $530/mo.